Financial Counselors

Information about Dave Ramsey financial counseling.

Dave’s certified financial counselors have given help and hope to thousands, from the financially stressed to the financially blessed. Financial counseling is different from the other services they recommend in that it is the most detailed, comprehensive program offered. It is a fee-for-service product, but the fee reflects the vast scope of resources devoted to you and your specific financial situation. A trained counselor will assess your situation, whether it’s helping you design a budget, establishing a plan for paying debts, wealth building, and addressing any needs unique to your situation.

For more info, visit The Dave Ramsey Show official website. Also checkout DaveSays.org.

You may also want to read the following books by Dave Ramsey:

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Where can you get free financial counseling?

Certified financial counselors are available to answer questions, explain your credit report, suggest ways to improve your score, and help you set up a budget. If needed, a bill consolidation, credit negotiation or bankruptcy prevention program may be arranged at no cost. All sessions are completely confidential.

If any of these situations apply to you, financial counselors can help:

- Didn’t get approved for the lowest rate
- Credit cards always maxed out
- Just making minimum payments, not paying down your debt
- Living paycheck to paycheck, no money to save
- Experiencing a short term hardship, falling behind on mortgage or car payment
- Receiving collection calls
- Considering bankruptcy
- Worried that divorce or other life change may affect credit worthiness
- Want to save a down payment for home

American First Credit Union can help you in getting free financial couseling. Don’t let money woes rule your daily life. Learn how to manage your finances before they become a problem. If you’re already in debt, ask for assistance in finding a way to balance your budget. There’s no shame in simply asking for financial guidance. We all can use a little counseling every now and then.

Other online resources giving free financial counseling:

First Entertainment Credit Union
Lehigh Valley Hospital
Consumer Credit Counseling Service

For the price of a soft drink each day, get 200 online video seminars of the World’s Greatest Experts. Get the success you want… Faster than you ever dreamed!

Informative article on christian financial counselors.

Christian financial counselors help people in investment and financial planning disciplines centered upon biblical principles. As Christians, God has given us seasons for work and rest, planting and harvesting. There is, however, a divine order to this process. Before reaping a harvest, you must plant; before planting, you must plow. In other words, you must prepare both yourself and your soil before you can expect a bountiful harvest.

The NACFC (National Association of Christian Financial Consultants) is one such group of investment professionals committed to investment and financial planning disciplines centered upon Biblical principles. Their mission is to provide educational resources, fellowship support, and Biblical standards for professional investment counselors seeking to integrate Bible-based investing principles within financial counseling practices.

Members of the National Association of Christian Financial Consultants (NACFC) are Christian financial professionals associated through a personal relationship with our Lord Jesus Christ, and are committed to both investment and financial planning disciplines centered upon Biblical principles.

If you’re looking for Christian financial counseling and Christian financial counceling and other related terms on the Web, you’ll find great links to Christian financial counselors and counseling businesses. Find out all you can about a particular Christian financial advice company or professional before you commit to becoming a customer. Remember that “by their fruits ye shall know them” (Matthew 7:20 ).

Crown Financial Ministries , website www.crown.org. They provide financial counseling for individual, family, church, and business. They are an excellent, established Christian financial organization, with representatives across the country. Their ambitious goal is to share their financial agenda, based on Bible principles, with 300 million people by 2015. This Christian financial organization is non-denominational and resulted from the merging of Christian Financial Concepts and Crown Ministries, two ministries that have been around for more than 20 years.

Praize Christian Finance, website www.praize.com/finance. They offer a large assortment of financial counseling options and strive to teach people Christian principles of frugality and industry. They emphasize the fact that thousands of Bible verses refer to the subject of money - what you do with your money is an important subject to learn about. Christian Financial Ministries (CFM) trains and counsels people using Biblical principles in a non-profit, non-denominational way. CFM formally incorporated in 1991 and is registered with the Better Business Bureau.

Christian Financial Ministries , website www.good-steward.org. They provide a whole bevy of financial counseling for the Christian advice-seeker. Check their website out!

Christian Financial Consultants are debt consolidation specialists, website www.christianfinancialconsultants.com. Their aim is to provide “debt consolidation guided by Christian principles.” This website has many great resources and services, such as debt programs, answers to financial/debt questions, FAQs, etc.

ElderAdo Financial is a professional Christian financial planning firm located in Colorado. ElderAdo offers excellent financial advice to help you achieve your personal financial goals and can work with you on an individual basis.

We wish you God’s blessings as you search for the best possible Christian financial counsel for you.

For the price of a soft drink each day, get 200 online video seminars of the World’s Greatest Experts. Get the success you want… Faster than you ever dreamed!

Article on certified financial counselors.

A financial counselors mission is to empower you to regain control of your finances through education and counseling in order to become financially stable for the future. Through counseling process professionally trained and certified financial counselors will help you evaluate your current financial situation and provide you with a detailed review of your income, assets and expenses.

Upon this in-depth look at your financial situation, they will develop and present to you a number of options, and the appropriate solutions based on your individual goals and financial situation. In some cases, a Debt Management Program may be your best option but they will explain all options to you thoroughly. If they are unable to provide a workable solution and additional assistance is needed, they will provide you with the referrals and the tools necessary to get the help you need.

How to become a Certified Financial Counselors?

In life, there are two types of learning. We either learn about something – or we learn to do something.

The Credit Union National Association (CUNA) is one of the places where you can get the necessary training to become a certified financial counselor (CFC). CUNA self-study learning is a simple, affordable way to strengthen current abilities and enhance opportunities for advancement. Courses are provided in print and/or online formats. For proven results, exams are offered for every course.

For the price of a soft drink each day, get 200 online video seminars of the World’s Greatest Experts. Get the success you want… Faster than you ever dreamed!

Great information on the financial counselors of America.

Almost everybody around us and including us happens to be in debt and some are in real big mess. What these people need are good financial counselors to help them come out of the rut. The Financial Counselors of America is one such organisation which helps people to reduce debt and prevent future financial debt and credit problems through financial education and ongoing individual counseling. They will show you all your options to help you to make the best and most informed decision about your financial situation.

Their mission is to assist individuals in breaking their dependency on debt, reducing bankruptcy filings, and to help them enrich their lives and achieve financial independence. They have a team of counselors, with advanced financial degrees, that are dedicated to teaching consumers how to learn to help themselves financially.

Services

1. Debt Consolidation & Counseling
2. Student Loan Counseling
3. Auto Counseling
4. Rental/Mortgage Counseling
5. Taxes

Home Buyer Education Program

Owning a home of your own can be a wonderful experience (if you properly plan). You have probably heard horror stories of someone’s unfortunate happenings with a purchase because they did not plan or did not know any better. Buying a home is a huge step and you should prepare for buying a home even before you begin shopping. Completing the Home Buyer Education Program and getting your finances in order are important first steps. Once you have a clear understanding of credit, finances, budgeting, and a spending plan, you are well on your way to purchasing your new home.

The Home Buyer Education Program will help you to determine if you are ready to purchase a home, how much you can afford, what type of house you are looking for, help in understanding the mortgage and closing process as well as many other housing related matters that will help you to make informed decisions, while successfully becoming a proud homeowner.

They are a non-profit corporation approved by HUD and Fannie Mae as a housing counseling agency. Through their counseling programs, they assist many individuals and families to become home owners. For their on-going counseling, budget and positive credit assistance, they have a one-time set up fee (that may be tax-deductible - please check with a tax specialist).

So what are you waiting for, visit the Financial Counselors of America website now and start the process towards a better tomorrow. All the best!

For the price of a soft drink each day, get 200 online video seminars of the World’s Greatest Experts. Get the success you want… Faster than you ever dreamed!